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A Toolkit for Customers on Accessing Financial Services in Kenya

Financial service providers such as banks, SACCOS and other institutions offer customers products and services that empower them to manage and grow their financial resources. As part of our Initiative to raise Financial awareness during Global Money Week, 2024 we have summarised some of the matters Customers should consider when accessing financial services: 1. Tarrifs …

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The Legal Implications of Failing To Reverse Erroneously Remitted Mobile Money Transactions

The Computer Misuse and Cybercrimes Act, 2018 has provided for provisions that seek to protect consumers for erroneous transactions made and states the implications for failure by the receipient to refund the said payment to the beneficiaries. It provides various offenses relating to computer systems with the objective of enabling timely and effective, prevention, detection, …

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The Risks Associated With Digital Financial Services

The Digitalization of Financial Services is an undeniable force shaping the future of financial platforms. The ability to perform transactions, check balances, access loans and invest on an online platform has revolutionized the way in which we interact with money. The Paramount concern surrounding digital financial services is the vulnerability of the user data to …

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The Significant Impact of Moveable Property Security in Kenya

As part of our initiative to raise financial awareness during the Global Money Week, 2024, we have highlighted the key aspects of the Movable Property Security Rights Act (MPSR), 2017.  The Movable Property Security Rights Act (MPSR), 2017 is considered the most significant statute to impact the use of movable security in Kenya. The objective of …

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Legal Implications of Carbon Credits in Kenya?

The Climate Change (Amendment) Act, 2023 was enacted on 1st September 2023 and came into force on 15th September 2023. The Act entrenches the need for Carbon Projects to specify the anticipated environmental, economic and social benefits of the project and outlines key considerations for existing and proposed carbon credit projects and Carbon Trading.  Carbon Credits …

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Common and Joint Tenancy

Co-tenancy means the Ownership of Land by two or more persons in undivided shares and includes Joint Tenancy or Tenancy in Common. 1. Joint Tenancy Joint tenancy is defined in Section 2 of the Land Act 2012. It is a form of ownership by two or more persons of the same property. The individuals share equal ownership …

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Procedure of Acquiring a Title Deed From an Allotment Letter

Allotment Letters are issued in respect of Land by the Government or Local Authority to an applicant subject to a formal written acceptance of the conditions given and the payment of the Charges.  The Land (Allocation of Public Land) Regulations, 2017 provide for the procedure of issuance of allotment Letters in respect to allocated Land. …

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